Online Education Master’s Degrees

A master’s degree gives students training and education in a specialized field of expertise with greater depth than studying for a bachelors degree. Students pursuing a master’s degree traditionally need to hold a bachelors degree and commit to one to six years of study in a particular field. Online education masters degree programs make it easier for working business professionals to complete their education and attain advanced positions in their field.

Masters degrees definitely afford individuals an opportunity to increase their earning potential. The U.S. Bureau of Labor Statistics reports that the average weekly earnings for a masters degree holder are $1,102, which is $200 more than people holding a bachelors degree. These statistics further reveal that only 5.9 percent of adults in America hold a masters degree.

Online education masters degree programs may consist of any combination of advanced study courses, internships and independent research, such as a thesis. Some master’s degree programs enable students to go directly into a career, others require internships or additional credentials and some prepare students to enter doctoral degree programs. To fulfill the requirements of a masters degree program, students must attend between 30 to 60 semester hours, which may be completed online between 15 and 36 months.

Masters degrees are differentiated by post-nominal letters that indicated the level of academic achievement, honor or office a student has earned. The most common areas of online education masters degree study are:

Master of Business Administration (M.B.A.). The National Postsecondary Student Aid Study determined that about one in five students seeking to earn a master’s degree pursue an M.B.A. The masters degree in business administration is research-oriented and involves independent study and achievement. Online education masters degree programs give business executives the ability to fit educational advancement into their schedules at their convenience. Further, according to “Taking the E-Train” by Douglas Bartholomew there are quite a few opportunities for business networking and making professional connections through online education.

Master of Education (MEd, MAT, MSEd). According to the National Postsecondary Student Aid Study, about 28 percent of students study for a masters degree with a focus on education. There are several specialization that students can choose, including elearning, corporate training, teaching and administration. Graduates can pursue careers as teachers, in technology or as principals and administrators or pursue doctoral degrees to seek positions as education experts in their field. Online education masters degree programs provide educators with the opportunity to seek advanced education while maintaining their current positions and tenure in the field.

Master of Science (M.S.). A master of science can be earned in a variety of research, education and health care fields. Pursuing an M.S. degree usually involves independent study as well field work. Graduates are employed in careers such as research, health care, education and more. Certain M.S. Programs prepare students to enter doctorate study to become employed in positions such as physicians and health care administrators. Online education masters degree programs give busy doctors, nurses and scientists the chance to practice in the field while attaining higher degrees.

Master of Arts (M.A.). A masters degree in the arts is often considered to be a terminal degree. This means that graduates are prepared to enter their chosen field and no further degree is needed to advance professionally. For example, the Master of Fine Arts (MFA) enables graduates to enter directly into careers such as a photographers, sculptor, creative writer and painter. An M.A. gives a greater level of distinction, expertise accomplishment to those working in the fine arts and can even qualify people to educate others on artistic pursuits.

Financial aid is readily available for all types of online education masters degree programs. Students can find out about tuition reimbursement from their employers, especially in fields such as health care that need more certified people in certain professions. Federal and state grants and loans may be available, such as Stafford Loans. There are also private students loans through entities such as Citibank. Certain online education programs offer payment plans to students who are unable to pay a lump sum at the beginning of the semester. Finally, there are a wealth of scholarships available to students willing to apply and pursue them. Financial assistance is readily available for students who want to attend online education masters degree programs.

The increased availability of financial aid coupled with the convenience and flexibility of online education masters degree programs have made it easier for more people to earn advanced degrees. “Earned Degrees Conferred by Gender, 1870 to 2000″ revealed that between 1970 and 2000, the number of masters degrees earned by women increased over 220 percent. The number of masters degrees awarded to men increased 53 percent. According to the College Board 2006, these graduates are certain to benefit from obtaining an advanced degree as only 6% of the population have one.

Real Estate Auctions – The New Land Rush

On a sunny afternoon in Florida, an energetic crowd gathers on the lawn of a high end luxury estate. A loud and eager banter between an auctioneer, a group of bidders and bidder assistants fills the air. For several minutes the auctioneer asks for the next highest bid and the bidders respond. Suddenly the bidders grow silent. The high bidder holds his breath in anticipation of winning the auction. The auctioneer calls for one more bid. In a loud clear voice which rolls over the audience he says, “Fair warning, last chance” the auctioneer pauses, “SOLD!” And in less than 10 minutes another multimillion dollar estate has changed owners.

Successful real estate auctions like the one above are happening all over North America and the Caribbean. Recently real estate auctions have been on the rise, the increase in popularity is partly driven by growing inventories and fading buyer confidence. Properties that were selling in weeks using traditional methods are now languishing on the market unable to attract buyers even as seller’s lower prices. Many say the real estate boom is over but savvy buyers and sellers are profiting from real estate auctions.

Real Estate Auctions Work in Up or Down Markets.

Regardless of trends or market cycles, real estate auctions provide an open and transparent process for buyers and sellers. Properly conducted real estate auctions attract ready and willing buyers and motivate them to act now.

The auction method removes the “wait and see” attitude which serves to further depress real estate values. Buyers are always concerned about overpaying. Buyers gain confidence with their purchases at real estate auctions because they can see what others are willing to pay.

When market demand is high and inventories low, real estate auctions can deliver selling prices well above what a willing seller would have accepted in a negotiated private treaty sale. In good selling climates many property owners using traditional real estate methods; negotiating with one buyer at a time, leave thousands of dollars of equity on the table. During up markets real estate auctions are the best way to establish top market price.

Evaluating Your Real Estate for Auction

Not every property or seller for that matter makes a good candidate for auction. First of all sellers must be ready to sell now and for the current market value. Also a real estate auction will not fix problems caused by a downturn in market value of your property, if you owe more than a willing buyer will pay, be prepared to come to closing with your check book.

Properties that do well in real estate auctions have a high uniqueness factor. Ask your self, “What makes my property different from most others?” Maybe you own a resort property or high end luxury home, commercial properties and land do very well at auction. Real estate auctions thrive on uniqueness. If your property is like everyone else’s, the best thing you can do is offer the most competitive price.

Most importantly sellers must be reasonable about setting a minimum bid. A seller must look at the lowest, most current comps and price below that to generate the interest and urgency necessary for a successful real estate auction. Once the auction begins and qualified bidders start competing against one another you can watch the selling price increase.

Locate a Qualified Real Estate Auctioneer

Start by checking with the National Auctioneers Association, the best real estate auctioneers belong to this organization. These real estate auctioneers are well trained and adhere to a standard of practice and a code of ethics. Many attend the annual International Auctioneers Conference where the latest techniques and innovations in the real estate auction industry are presented.

Find out if the company you are interviewing is a full time real estate auction firm. Many real estate agents are getting auction licenses yet have no experience with the auction method of marketing. Conducting a successful real estate auction is nothing like (private treaty) traditional real estate sales. Go with a real estate auction pro.

You’re probably better of with an auction house that specializes in real estate auctions. There are many qualified auctioneers who have generations of experience selling personal property; furniture, dishes, lawn equipment and the occasional rare painting. Selling real estate at auction is a complex matter that should only be attempted by full time experienced real estate auction professionals.

Commissions and fees may vary, sellers must pay all marketing expenses up front and buyers typically pay 10% of the sales price to the auctioneer of which a share goes to participating real estate agents.

Types of Real Estate Auctions

Auctions are effective because they create a seller’s market. Professionally conducted real estate auctions create urgency, a reason to buy today and competition for the property. Terms and conditions of sale are established ahead of the auction. Real estate auctions will follow one of these three approaches:

Absolute Auction

The property is sold to the highest bidder regardless of price- using this process often returns the highest sale price.

Minimum Bid Auction

Seller agrees to sell at or above a published minimum bid price – this method is useful for internet auctions.

Seller Confirmation or Reserve Auction

With a reserve auction, the seller “reserves” the right to accept or decline any bids usually within 48 hours of the auction. Reserve auctions are used when there is a lien on the property from a lender or a court ordered sale with a minimum selling price.

Things to Consider For Your Home Based Business

Different kinds of home based business are available on the Internet today, and they are tempting as the ability to earn money comfortably from home is an idyllic situation most of us dream of. It is possible; we have heard and read of many success stories from everywhere. Many have prospered from going online and working at home. Some businesses more successful than others, with the success depending on several factors like company track records of the home business you are applying to and effortlessness of learning the trade.

If one is looking to start a home based business, the first thing to do is to seek proof of the business being genuine and it’s ability to pan out. There are lots of online opportunities out there in the Web but, unfortunately, not all of them are profitable to get into. There are also scam sites that target those who are not careful. The chance to run into these kinds of businesses is high so it is necessary for one to look for proof first before signing up. It is essential for a businessman to be cautious. Reading reviews from various blogs and doing an extensive background check of the company would help. It is good that most of the things that we encounter online have been tried and tested and that many people like to share what they found.

Another consideration in finding the suitable online business for an individual is finding the opportunity that is simple to use. For those who do not have the experience and are just starting, the business plan should be easy to implement. For sure, too many details often make a business hard to manage and the individual might get lost in all the complexity. The newbie should start with a straightforward business and then move to more complicated things when they feel they can handle them. It is better to start small and grow from there than to start big and eventually lose the business.

Fun is another important thing. One should have it while going along with the business plan. The reason why many people end up disliking a business even if it is at home is because they are only doing it for the money. To generate income is of course one of the goals of setting up a business but it is no good when you don’t exactly enjoy what you’re doing. Eventually, people with this mindset will get tired and lose interest and the business will suffer. Doing what is enjoyable and earning enough at the same time is much better as the business will grow further as time goes by. There are a variety of business plans on the Internet so better to find the one which is gratifying to do.

Ultimately, one does need to rush in finding the right home based business. Checking out the existing options first and then decide which of them is probably worth it. Study, work hard, and soon the rewards will come.


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